CHEAP UNSECURED PERSONAL LOANS | Which cheap loan is the right one for me? | Will my credit rating stop me getting the cheapest personal loan?
Cash Loans for Unemployed
Cash Loans for Unemployed - for an Instantaneous Response to Needs of the Unemployed
Unemployment is generally supplemented with several other vices like poverty and indebtedness. As if these are not enough, several contingencies start making their demands, all at once. This harries the individual to the point of contemplating suicide. A ray of hope lies in cash loans for unemployed - a unique financial product that provides instant cash loans for the jobless individuals to meet the contingencies at the earliest.
Cash loans are the best financial weapon that is available to a borrower in these situations. An unemployed person, because of his bad financial state and the absence of a stable source of income, is considered a risky proposition when it comes to offering loans. The principal concern is about the borrower's capability to repay the loan in full. The borrower, already struggling to make the ends meet, is seldom seen as an individual with financial capability.
Cash loans however do not discriminate on the basis of status of employment. You are wrong if you thought that it is out of generosity that the lender is not taking your unemployment into consideration. It is only because of the high interest that these loans incur that they are very popular among the lenders.
Cash loans have gained a negative standing as being extortionately expensive. The high interest rates have contributed to the disrepute. Another dismal feature of cash loans for unemployed is the high late fees that it charges from borrowers who are late in repayment.
This must however not deter unemployed people from using the Cash loans for unemployed. It only shows how the ill effects of cash loans for unemployed be subdued to boost its advantageous aspects, the list of which is endless.
The very first advantage of a cash loan for unemployed is the speed with which they make finances available. In fact this is the primary criteria to rate cash loan providers for selection. While making the search for lenders, one would encounter many lenders who just promise to approve the cash loans early; but when it comes to deliver on the promise, they dither. A survey of the time required by lenders will be beneficial as a benchmark and to be used to command a similar quality of service from the lenders.
Another important feature of cash loans for unemployed is their indifference to the credit history of the borrowers. This means that the borrowers whose credit report is marked with defaults and County Court Judgements also get quicker finance through cash loans for unemployed.
The amount of money that the cash loans for unemployed give access to is smaller. In the general sense of the term, a cash loan is used as a payday loan by people who are employed, as an advance on their next paycheque. In case of the unemployed borrowers, since there is no stable source of income on which to base the cash loans for unemployed, the borrowers are allowed to repay the loan after they hope to regain employment.
Cash loans for unemployed, as mentioned above carry an inflated rate of interest. Since it is a short term loan, being charged a high rate of interest is no rarity. A further push to interest rate is given by the unemployment of the borrower and the resultant risk. So if you are taking a cash loan for unemployed, then you must be prepared for the inclusion of these factors into your interest figure. What you can prevent is the margin that the loan providers try to earn over and above the factors mentioned above. This is by choosing a lender who offers cash loan for unemployed at standard rates. Choosing an appropriate lender is generally not a simpler process and would be time consuming unless proper techniques of selection are employed.
Proper vigilance and prudence while deciding the terms of the cash loan for unemployed will be necessary. By following standard selection procedures and basing decisions on rational principles, borrowers will ensure that the cash loans for unemployed successfully accomplishes its purpose of offering financial assistance during unemployment.
Source: EzineArticles.com
Cheap secured personal loans can be secured
Cheap Secured Personal Loans: Easy To Get, Easy To Pay!
Cheap secured personal loans can be secured against your home, your stocks, your property, your vehicle or any other asset valuable enough. Even tenants, businessmen and unemployed people can have them approved if they can provide suitable...!
Cheap Secured Personal Loans: Easy To Get, Easy !
FOR IMMEDIATE RELEASE
Loans that are lent against collateral/ security are generally low cost in nature. If you have a high value asset, then it is pragmatic to choose a secured loan. But wait- did you know that it is possible to get an even better deal? A cheap secured personal loan is the one that can make this happen. With this loan the interest rates are even lower making them more affordable.
Cheap secured personal loans can be secured against your home, your stocks, your property, your vehicle or any other asset valuable enough. Even tenants, businessmen and unemployed people can have them approved if they can provide suitable collateral. There are no rules as to how you can use these loans- a new car, a home renovation plan, an extended holiday with your family, your wedding, a debt consolidation scheme or even cosmetic surgery- you name it.
‘Big budget' are the two highly significant words when it comes to CHEAP SECURED PERSONAL LOANS ( http://www.all-about-online-loans.blogspot.com ). People generally take these loans when they require a large sum of money. You can thus expect the loan amount range to be munificent- between £5000 and £100000. If you need more, you might get more depending upon the value of your collateral. The duration of repayment term can extend from 5 to 25 years.
A low rate of interest is not the only special feature of cheap secured loans. There are other pros of taking such loans:-
1. Approval comes easily and swiftly because of the provision of collateral.
2. All types of credit history are accepted, so no cause to worry even if your credit rating is bad.
3. Comfortable repayment in easy monthly installments.
4. Repayment breaks and other flexible options are also allowed by many lenders.
The bottom-line as far as cheap secured personal loans are concerned is that they are really viable methods of requiring funds for your personal ventures. Still, when you are considering taking one, don't let the large principal part overtake your sense of judgment. It is always a safe bet to borrow only the amount that is needed because you are putting an asset at risk. When you are applying, request for a loan quote first and see if you can afford the overall repayment amount. Only when it is completely within your repayment capacity, go ahead with it and fulfill your financial requirements with your cheap secured personal loan.
Cheap secured personal loans can be secured against your home, your stocks, your property, your vehicle or any other asset valuable enough. Even tenants, businessmen and unemployed people can have them approved if they can provide suitable...!
Cheap Secured Personal Loans: Easy To Get, Easy !
FOR IMMEDIATE RELEASE
Loans that are lent against collateral/ security are generally low cost in nature. If you have a high value asset, then it is pragmatic to choose a secured loan. But wait- did you know that it is possible to get an even better deal? A cheap secured personal loan is the one that can make this happen. With this loan the interest rates are even lower making them more affordable.
Cheap secured personal loans can be secured against your home, your stocks, your property, your vehicle or any other asset valuable enough. Even tenants, businessmen and unemployed people can have them approved if they can provide suitable collateral. There are no rules as to how you can use these loans- a new car, a home renovation plan, an extended holiday with your family, your wedding, a debt consolidation scheme or even cosmetic surgery- you name it.
‘Big budget' are the two highly significant words when it comes to CHEAP SECURED PERSONAL LOANS ( http://www.all-about-online-loans.blogspot.com ). People generally take these loans when they require a large sum of money. You can thus expect the loan amount range to be munificent- between £5000 and £100000. If you need more, you might get more depending upon the value of your collateral. The duration of repayment term can extend from 5 to 25 years.
A low rate of interest is not the only special feature of cheap secured loans. There are other pros of taking such loans:-
1. Approval comes easily and swiftly because of the provision of collateral.
2. All types of credit history are accepted, so no cause to worry even if your credit rating is bad.
3. Comfortable repayment in easy monthly installments.
4. Repayment breaks and other flexible options are also allowed by many lenders.
The bottom-line as far as cheap secured personal loans are concerned is that they are really viable methods of requiring funds for your personal ventures. Still, when you are considering taking one, don't let the large principal part overtake your sense of judgment. It is always a safe bet to borrow only the amount that is needed because you are putting an asset at risk. When you are applying, request for a loan quote first and see if you can afford the overall repayment amount. Only when it is completely within your repayment capacity, go ahead with it and fulfill your financial requirements with your cheap secured personal loan.
Cheap loan personal unsecured
Cheap loan personal unsecured
We all have witnessed financial crisis and global economic crisis, this slowdown has affected us as well. It has been difficult for us to face the sudden financial requirements and in many cases we have taken up loans and financial assistances from banks. There are several cheap unsecured personal loans that help us during sudden financial requirements, and it is indeed a prudent idea to have some information on such financial assistances. It is heartening to find that many of the cheap unsecured personal loans can be applied online.
Loans are mainly of two kinds, secured loans and unsecured loans. The secured loans are the loans offered to individuals with good financial stature, i.e a substantial credit score. On the other hand the unsecured loans are for everyone and it is wise to note that the processing period of these loans are much faster than that of the secured ones. Actually hardly the unsecured personal loan lenders carry on any credit checks. As a result the loan can be disbursed early.
As there remain different cheap unsecured personal loans, foremost it is advisable to identify a proper lender. There might be lenders who offer low interest rates or Annual Percentage rates but there might be some hidden costs like transaction fees, foreclosure charges and late payment fees. These need to be scrutinized well while obtaining a cheap unsecured personal loan. A comparative analysis between different loans can help to identify the perfect lender. In this time of online commerce it is possible to hunt for the cheap unsecured loans over internet.
The cheap unsecured personal loan is now in high demand as people across the states of the United States are now paying off credit card debts with these loans. It is not at all a bad idea but it is wise to check the Annual Percentage Rate of the credit card dues and that of the cheap unsecured personal loan. In case the APR of the cheap personal loan is lesser, it is indeed a good idea to pay off the credit card debts. We unexpectedly face requirement for money and become rattled, basically things cannot be sorted out in this way. It is needed to search out the perfect cheap unsecured personal loan option.
The online applications for these personal loans are processed faster than the conventional application process. Once the loan is sanctioned, the amount is transferred to the applicant's account. In case of any doubts it is best to seek assistance of the expert financial counselors; these counselors are experienced and remain in touch with several cheap unsecured personal loan providers. Most of the online personal loan providers facilitates with detailed information and the APR of these loans. The toll free numbers that remain within the site helps to know more about these loans.
The repayment of the cheap unsecured personal loan should be done properly, proper repayment ensures betterment of credit score and irregular repayment can further make the credit stature uglier. All the documents, terms and conditions related to these loans needs to be checked before applying the loan.
We all have witnessed financial crisis and global economic crisis, this slowdown has affected us as well. It has been difficult for us to face the sudden financial requirements and in many cases we have taken up loans and financial assistances from banks. There are several cheap unsecured personal loans that help us during sudden financial requirements, and it is indeed a prudent idea to have some information on such financial assistances. It is heartening to find that many of the cheap unsecured personal loans can be applied online.
Loans are mainly of two kinds, secured loans and unsecured loans. The secured loans are the loans offered to individuals with good financial stature, i.e a substantial credit score. On the other hand the unsecured loans are for everyone and it is wise to note that the processing period of these loans are much faster than that of the secured ones. Actually hardly the unsecured personal loan lenders carry on any credit checks. As a result the loan can be disbursed early.
As there remain different cheap unsecured personal loans, foremost it is advisable to identify a proper lender. There might be lenders who offer low interest rates or Annual Percentage rates but there might be some hidden costs like transaction fees, foreclosure charges and late payment fees. These need to be scrutinized well while obtaining a cheap unsecured personal loan. A comparative analysis between different loans can help to identify the perfect lender. In this time of online commerce it is possible to hunt for the cheap unsecured loans over internet.
The cheap unsecured personal loan is now in high demand as people across the states of the United States are now paying off credit card debts with these loans. It is not at all a bad idea but it is wise to check the Annual Percentage Rate of the credit card dues and that of the cheap unsecured personal loan. In case the APR of the cheap personal loan is lesser, it is indeed a good idea to pay off the credit card debts. We unexpectedly face requirement for money and become rattled, basically things cannot be sorted out in this way. It is needed to search out the perfect cheap unsecured personal loan option.
The online applications for these personal loans are processed faster than the conventional application process. Once the loan is sanctioned, the amount is transferred to the applicant's account. In case of any doubts it is best to seek assistance of the expert financial counselors; these counselors are experienced and remain in touch with several cheap unsecured personal loan providers. Most of the online personal loan providers facilitates with detailed information and the APR of these loans. The toll free numbers that remain within the site helps to know more about these loans.
The repayment of the cheap unsecured personal loan should be done properly, proper repayment ensures betterment of credit score and irregular repayment can further make the credit stature uglier. All the documents, terms and conditions related to these loans needs to be checked before applying the loan.
Cheap Unsecured Personal Loans
Cheap Unsecured Personal Loans
Now Borrow Without Collateral
Although it is a great risk for lenders to give money to borrowers without asking for collateral, still varied options are available to the people who do not have collateral or do not want to pledge it for money. Cheap unsecured personal loans provide a way out for these people so that they can fulfill their monetary needs. Cheap unsecured personal loans are available to borrowers without pledging high equity collateral for money. This way the borrowers can save their assets from any risks involved with the loan. Though unsecured loans are available at a high rate due to it being collateral-free, cheap rates can be obtained by proper researching online for a good deal.
Through cheap unsecured personal loans, the amount that can be borrowed ranges from £1000-£25000 for a term of 6 months to 10 years. The amount can be used by the borrower for any purposes like home improvement, car purchase, debt consolidation, funding college education, wedding expenses etc.
The main attraction of the loan, which is its collateral-free nature, makes it a very popular loan among tenants and non-homeowners. The people who own assets but are not willing to pledge it can also take up cheap unsecured personal loans.
While borrowing cheap unsecured personal loans, the borrower is suggested that he should look for hidden costs and clauses in the deal which can make the loan costlier for the borrower like processing fee, early repayment fine etc.
A good credit history of the borrower will surely attract lower rates but the borrowers having CCJs, defaults or arrears causing a bad credit score can also take up cheap unsecured personal loans. A bit of effort on their part will surely fetch them good result and get a competitive rate if they research and compare the quotes offered by various lenders present online.
By applying online, the borrower opens up to a horizon where numerous lenders are available. He can choose from all the options available and get himself a deal that is beneficial to him in overcoming his monetary problems through cheap unsecured personal loans.
Now Borrow Without Collateral
Although it is a great risk for lenders to give money to borrowers without asking for collateral, still varied options are available to the people who do not have collateral or do not want to pledge it for money. Cheap unsecured personal loans provide a way out for these people so that they can fulfill their monetary needs. Cheap unsecured personal loans are available to borrowers without pledging high equity collateral for money. This way the borrowers can save their assets from any risks involved with the loan. Though unsecured loans are available at a high rate due to it being collateral-free, cheap rates can be obtained by proper researching online for a good deal.
Through cheap unsecured personal loans, the amount that can be borrowed ranges from £1000-£25000 for a term of 6 months to 10 years. The amount can be used by the borrower for any purposes like home improvement, car purchase, debt consolidation, funding college education, wedding expenses etc.
The main attraction of the loan, which is its collateral-free nature, makes it a very popular loan among tenants and non-homeowners. The people who own assets but are not willing to pledge it can also take up cheap unsecured personal loans.
While borrowing cheap unsecured personal loans, the borrower is suggested that he should look for hidden costs and clauses in the deal which can make the loan costlier for the borrower like processing fee, early repayment fine etc.
A good credit history of the borrower will surely attract lower rates but the borrowers having CCJs, defaults or arrears causing a bad credit score can also take up cheap unsecured personal loans. A bit of effort on their part will surely fetch them good result and get a competitive rate if they research and compare the quotes offered by various lenders present online.
By applying online, the borrower opens up to a horizon where numerous lenders are available. He can choose from all the options available and get himself a deal that is beneficial to him in overcoming his monetary problems through cheap unsecured personal loans.
Loans Cheap
Loans have become a common requirement today and many of us take different types of loans from various financial institutions to fulfill our financial requirements. While taking loans, one of the main considerations that a person has is the cost of loan. In common language, it is understood as the interest rate that is applied in the loan account. A person often makes comparison among the various lenders that provide similar type of loan product in order to get the loan from the lender that provides it at cheapest rate. Apart from the interest rate, various types of charges, fee etc is also applied, which are included in the cost of loan. The loan that is obtained at the lowest cost is called as cheap loan. It is always possible to get cheap loan whether it is a personal loan or any other secured loan.
Cheap loans are obtained after comparison of interest and other charges has been made with reference to different types of lenders. There are many sources for making such comparison. For example, there are many online sources, which we shall discuss later, that allow a person to compare person loans from more than 400 lenders and secured loans from more than 150 lenders. When loan is obtained by making such a comparison, no doubt, it would be cheap loan. A person should remember that for getting a cheap loan, there are many criteria apart from interest rate etc that have to be considered. These include risk price, repayment penalties, loan acceptance criteria etc.
If a person goes for a loan without considering above aspects, he cannot say with authority that he has obtained the cheapest loan. In other words, it cannot be said that the cheap loans are not always the best loans. Price for risk is one of the important features that have to be understood before taking a cheap loan. Every individual has different circumstances in which he applied for the loan and lender assess these circumstances for giving the loan. This is the reason why it is commonly observed that though a person makes an application for the loan against the advertisement appeared, he does not get the loan at the rate as given in the advertisement. Alternatively, it can be said that a person should get his loan requirements and interest rate assessed, after he has made the comparison among different lenders. APR is a term that denotes the percentage of total cost of loan, but some charges. Thus, APR should not be the only criteria for applying the loan. The other constituent of loan that is not included in APR etc is the early prepayment penalty. When a person repays the loan before the expiry of its term, he may be required to pay prepayment penalty. It is also called as early settlement fee or early redemption charge in some countries like United Kingdom. Sometime, this penalty is so huge that all the benefits availed by way of cheap APR are set off.
In United Kingdom, a person can also required to pay cost of payment protection insurance. This amount should also be added to the total cost of loan so as to find the cheap loans around. Generally, stand-alone policies are cheaper. It is important to note here that in UK, the person loans are covered under the consumer credit act, 1974. A person is required to sing PPI or payment protection insurance, so that in cases like person becoming sick or even if he dies, remaining amount of loan can be claimed from the insurance department. No doubt, it is good to sign such insurance clauses, but cover relating to such insurance is generally costly. It is also important to note here that in countries like United Kingdom, PPI is provided by many independent organizations and since the premium amounts differ, a person can go for shopping such insurance premium to get the best deal and for getting the cheap loans.
For getting cheap loan, one of the most important requirements is the credit profile of the person applying for the loan. Though, each lender has different way of scoring on the basis of credit history, generally persons with excellent credit scores are given cheap loans in an easy manner. Each lender vies its funds with respect to degree of risk attached and more the risk, higher the interest rate and dearer the loan.
Most of the lenders in United Kingdom are having "smart search" programs that allow him to find the credit profile of a person in no time.
There are many sources that can be contacted to get the cheap loans in easy manner. For example, in United Kingdom, a person can easily approach uswitch.com to find the cheap loan that fulfill all the requirements of a person. It is one of the important sources for getting cheapest person loans in UK and a person is required to provide information regarding the amount of loan he wishes to borrow, time required to pay the loan and if the borrower need any PPI. Without the information provided above, a person cannot expect to get the cheap loan in U.K. If a person is not having good credit score or having imperfect credit history, he may not get the cheap loan easily, as he does not meet the various risk related and other requirements of the borrower. If one lender is providing loan at higher interest rates, it is better to search for another lender. At uswitch.com, a person can go to person loan comparison service to compare the personal loans and when cheapest loan is found, the same can be applied online by way of online application.
Most of the sources that allow a person to make comparison and get cheap loan also provide loan calculator. This device helps a person in knowing the cost of loan with respect to interest rate etc. Uswitch.com is online, free and telephone based switching service that is provided all over United Kingdom for comparing loans provided by different lenders. The calculators provided at the web site allow a person to know about cheap loans by taking into consideration factors like location, payment method, price etc.
Cheap loans are obtained after comparison of interest and other charges has been made with reference to different types of lenders. There are many sources for making such comparison. For example, there are many online sources, which we shall discuss later, that allow a person to compare person loans from more than 400 lenders and secured loans from more than 150 lenders. When loan is obtained by making such a comparison, no doubt, it would be cheap loan. A person should remember that for getting a cheap loan, there are many criteria apart from interest rate etc that have to be considered. These include risk price, repayment penalties, loan acceptance criteria etc.
If a person goes for a loan without considering above aspects, he cannot say with authority that he has obtained the cheapest loan. In other words, it cannot be said that the cheap loans are not always the best loans. Price for risk is one of the important features that have to be understood before taking a cheap loan. Every individual has different circumstances in which he applied for the loan and lender assess these circumstances for giving the loan. This is the reason why it is commonly observed that though a person makes an application for the loan against the advertisement appeared, he does not get the loan at the rate as given in the advertisement. Alternatively, it can be said that a person should get his loan requirements and interest rate assessed, after he has made the comparison among different lenders. APR is a term that denotes the percentage of total cost of loan, but some charges. Thus, APR should not be the only criteria for applying the loan. The other constituent of loan that is not included in APR etc is the early prepayment penalty. When a person repays the loan before the expiry of its term, he may be required to pay prepayment penalty. It is also called as early settlement fee or early redemption charge in some countries like United Kingdom. Sometime, this penalty is so huge that all the benefits availed by way of cheap APR are set off.
In United Kingdom, a person can also required to pay cost of payment protection insurance. This amount should also be added to the total cost of loan so as to find the cheap loans around. Generally, stand-alone policies are cheaper. It is important to note here that in UK, the person loans are covered under the consumer credit act, 1974. A person is required to sing PPI or payment protection insurance, so that in cases like person becoming sick or even if he dies, remaining amount of loan can be claimed from the insurance department. No doubt, it is good to sign such insurance clauses, but cover relating to such insurance is generally costly. It is also important to note here that in countries like United Kingdom, PPI is provided by many independent organizations and since the premium amounts differ, a person can go for shopping such insurance premium to get the best deal and for getting the cheap loans.
For getting cheap loan, one of the most important requirements is the credit profile of the person applying for the loan. Though, each lender has different way of scoring on the basis of credit history, generally persons with excellent credit scores are given cheap loans in an easy manner. Each lender vies its funds with respect to degree of risk attached and more the risk, higher the interest rate and dearer the loan.
Most of the lenders in United Kingdom are having "smart search" programs that allow him to find the credit profile of a person in no time.
There are many sources that can be contacted to get the cheap loans in easy manner. For example, in United Kingdom, a person can easily approach uswitch.com to find the cheap loan that fulfill all the requirements of a person. It is one of the important sources for getting cheapest person loans in UK and a person is required to provide information regarding the amount of loan he wishes to borrow, time required to pay the loan and if the borrower need any PPI. Without the information provided above, a person cannot expect to get the cheap loan in U.K. If a person is not having good credit score or having imperfect credit history, he may not get the cheap loan easily, as he does not meet the various risk related and other requirements of the borrower. If one lender is providing loan at higher interest rates, it is better to search for another lender. At uswitch.com, a person can go to person loan comparison service to compare the personal loans and when cheapest loan is found, the same can be applied online by way of online application.
Most of the sources that allow a person to make comparison and get cheap loan also provide loan calculator. This device helps a person in knowing the cost of loan with respect to interest rate etc. Uswitch.com is online, free and telephone based switching service that is provided all over United Kingdom for comparing loans provided by different lenders. The calculators provided at the web site allow a person to know about cheap loans by taking into consideration factors like location, payment method, price etc.
Cheap Unsecured Personal Loans for Unemployed
Good Source For Unemployed Needy.
What kinds of loans are available for the unemployed persons when they are deprived by the traditional banks? Cheap unsecured personal loans for unemployed are achievable over there for unemployed persons in case of failing in provision of the funds through traditional banks. These unsecured personal loans for unemployed offer the financial aid without requiring any type of security to serve the loan. These loans help the individuals to meet such reasons that are included debt consolidation, purchase new car, home improvement, wedding, college expenses etc.
Where you can apply for these loans! You do not need to go lender to lender to apply. These loans stay you at own your house to apply. Actually, cheap unsecured personal loans for unemployed are available online. For which you must have computer connected to internet for the purpose of surfing to select one right lender for these loans. The selected lender will not talk you about your back ground, but he will provide you simply an online application form to complete the steps or terms of it for instance your name, address, contact number, bank account number, date of birth and so on.
If your given statistics are right, your application form will be ratified in no time and the cash too will be transferred into your bank account in very short span of time. Online service of lending is available 24 hours a day, 7 days a week. Â The online lenders do not consider any risk factor to provide bad credit borrowers the loan, so people who are batting with CCJs, late payments, arrears, defaults or bankruptcy can easily apply for cheap unsecured personal loans for unemployed. With the help of these loans they can improve their ignominious stipulations.
Borrowers who are supposed to apply for cheap unsecured personal loans for unemployed; firstly they need to presume the terms and conditions carefully and make certain the repayment term. These loans are small in period of repayment such as borrowers can repay the amount within five to ten years. There is no security involved, so the rate of interest is charged marginally higher in comparison of secured ones.
Mostly people who have lost their present job and do not have any other source of cash to generate funds in quest of a new job then they can apply for cheap unsecured personal loans for unemployed, and streamline the entire uphill task period of seeking for a new job. Non property owners or homeless can also avail these loans for various purposes what they think in their mind
What kinds of loans are available for the unemployed persons when they are deprived by the traditional banks? Cheap unsecured personal loans for unemployed are achievable over there for unemployed persons in case of failing in provision of the funds through traditional banks. These unsecured personal loans for unemployed offer the financial aid without requiring any type of security to serve the loan. These loans help the individuals to meet such reasons that are included debt consolidation, purchase new car, home improvement, wedding, college expenses etc.
Where you can apply for these loans! You do not need to go lender to lender to apply. These loans stay you at own your house to apply. Actually, cheap unsecured personal loans for unemployed are available online. For which you must have computer connected to internet for the purpose of surfing to select one right lender for these loans. The selected lender will not talk you about your back ground, but he will provide you simply an online application form to complete the steps or terms of it for instance your name, address, contact number, bank account number, date of birth and so on.
If your given statistics are right, your application form will be ratified in no time and the cash too will be transferred into your bank account in very short span of time. Online service of lending is available 24 hours a day, 7 days a week. Â The online lenders do not consider any risk factor to provide bad credit borrowers the loan, so people who are batting with CCJs, late payments, arrears, defaults or bankruptcy can easily apply for cheap unsecured personal loans for unemployed. With the help of these loans they can improve their ignominious stipulations.
Borrowers who are supposed to apply for cheap unsecured personal loans for unemployed; firstly they need to presume the terms and conditions carefully and make certain the repayment term. These loans are small in period of repayment such as borrowers can repay the amount within five to ten years. There is no security involved, so the rate of interest is charged marginally higher in comparison of secured ones.
Mostly people who have lost their present job and do not have any other source of cash to generate funds in quest of a new job then they can apply for cheap unsecured personal loans for unemployed, and streamline the entire uphill task period of seeking for a new job. Non property owners or homeless can also avail these loans for various purposes what they think in their mind
Between unsecured and secured loans
What are the main differences between unsecured and secured loans?
Loans secured against a property that is already mortgaged are known as second charges, whereas loans secured against a property owned outright with no existing mortgage in place are known as first charges.
Until recently, loans of this kind were often seen as an expensive last resort for those unable to borrow without offering security. One of the main reasons for this was that they were only available through brokers who charged large commissions.
Banks and other lenders are often more willing to give you a loan if it is asset backed
Cheap, unsecured loans are also becoming harder to come by. As a result of the credit crunch lenders are more selective about who they will lend to and certainly those with a less-than-perfect credit history may find they are offered a more competitive rate if they are willing to secure their property against their debt.
Consequently, secured loans are becoming a more viable option, especially if you want to secure a large amount over a long period of time.
That said, for those wanting to borrow smaller amounts over shorter periods, an unsecured borrowing arrangement may well prove the right choice.
Secured loan conditions have become less draconian and easier to understand, but the terms attached to loans of this kind are often more onerous than those for unsecured borrowing.
Remember too that the amount you can borrow, the term available and the interest rate you pay will all depend upon the equity you have in your property, the lender's view of your ability to repay the loan and your personal circumstances.
Loans secured against a property that is already mortgaged are known as second charges, whereas loans secured against a property owned outright with no existing mortgage in place are known as first charges.
Until recently, loans of this kind were often seen as an expensive last resort for those unable to borrow without offering security. One of the main reasons for this was that they were only available through brokers who charged large commissions.
Banks and other lenders are often more willing to give you a loan if it is asset backed
Cheap, unsecured loans are also becoming harder to come by. As a result of the credit crunch lenders are more selective about who they will lend to and certainly those with a less-than-perfect credit history may find they are offered a more competitive rate if they are willing to secure their property against their debt.
Consequently, secured loans are becoming a more viable option, especially if you want to secure a large amount over a long period of time.
That said, for those wanting to borrow smaller amounts over shorter periods, an unsecured borrowing arrangement may well prove the right choice.
Secured loan conditions have become less draconian and easier to understand, but the terms attached to loans of this kind are often more onerous than those for unsecured borrowing.
Remember too that the amount you can borrow, the term available and the interest rate you pay will all depend upon the equity you have in your property, the lender's view of your ability to repay the loan and your personal circumstances.
At America Unsecured Personal Loans
UNSECURED PERSONAL LOANS - Payday Loans = $100 to $1,500 - Up to $250,000
At America One Unsecured, we understand that unexpected events arise requiring extra money that may not be readily available to you. Unsecured Personal Loans can provide excellent relief for any purpose, including vacations, debt consolidation, home improvements, car repair, or even to start a new business.
Payday Loans
$100 to $1,500
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At America One Unsecured, we understand that unexpected events arise requiring extra money that may not be readily available to you. Unsecured Personal Loans can provide excellent relief for any purpose, including vacations, debt consolidation, home improvements, car repair, or even to start a new business.
Payday Loans
$100 to $1,500
If you need a fast, personal loan for unexpected expenses, we can help. Access $100 to $1,500 instantly. Your loan can be deposited into your bank account in as little as 1 hour. Don't delay, get the cash you need today. Owned & Operated in the USA!
* Quick & Easy Application
* Instant Approval
* Bad Credit or no Credit is OK
* Get Cash in as Little as 1 Hour
* Direct Deposit Not Required
* Get up to $1,500
Please Click Here to get started.
Will my credit rating stop me getting the cheapest personal loan?
If you have had problems in the past, you may not be eligible for the cheapest personal loan as you will not meet the loan's requirements. Often the cheapest loans are given to people with the best credit ratings - as a result the rate you're offered may be higher than the advertised rate.
Sometimes the lender will try and offer an alternative loan with a higher interest rate. The rate you're offered will also vary depending on how much you borrow and how long you want to repay the loan over. Make sure you do another comparison to see if you can find your cheapest personal loan with another lender.
Sometimes the lender will try and offer an alternative loan with a higher interest rate. The rate you're offered will also vary depending on how much you borrow and how long you want to repay the loan over. Make sure you do another comparison to see if you can find your cheapest personal loan with another lender.
Which cheap loan is the right one for me?
A loan is a big commitment, so when you are looking for the cheapest personal loan, as well as the APR, there are a number of other things to think about:
* Can you afford the monthly repayments?
* Are your circumstances likely to change in the future in a way that could affect your repayments?
* Will the lender allow you to pay back your loan early if you want to?
* Is there an arrangement fee?
* Can you take a payment break or defer your loan payments if you need to?
CHEAP UNSECURED PERSONAL LOANS
CHEAP UNSECURED PERSONAL LOANS
Everyone wants to find the cheapest personal loan possible, but personal loans are not a product where "one size fits all" - the cheapest loans are built around a set of criteria that will be different for every person.
We explain how to find the cheapest loan for you and what you need to know before choosing a loan.
How can uSwitch help me find the cheapest personal loan?
Our personal loans comparison service can help you find the right loan. To find the cheapest personal loans for you, we will need to know:
* how much you want to borrow
* how long you need to repay the loan
* if you need Payment Protection Insurance (PPI)
From this information, our personal loan comparison service will find the cheapest personal loans for you. When you are looking at your results, look for the loan with the lowest annual percentage rate (APR) for the amount and repayment period you want. The APR takes into account the cost of interest on the loan and any set up fees or charges.
* Can you afford the monthly repayments?
* Are your circumstances likely to change in the future in a way that could affect your repayments?
* Will the lender allow you to pay back your loan early if you want to?
* Is there an arrangement fee?
* Can you take a payment break or defer your loan payments if you need to?
CHEAP UNSECURED PERSONAL LOANS
CHEAP UNSECURED PERSONAL LOANS
Everyone wants to find the cheapest personal loan possible, but personal loans are not a product where "one size fits all" - the cheapest loans are built around a set of criteria that will be different for every person.
We explain how to find the cheapest loan for you and what you need to know before choosing a loan.
How can uSwitch help me find the cheapest personal loan?
Our personal loans comparison service can help you find the right loan. To find the cheapest personal loans for you, we will need to know:
* how much you want to borrow
* how long you need to repay the loan
* if you need Payment Protection Insurance (PPI)
From this information, our personal loan comparison service will find the cheapest personal loans for you. When you are looking at your results, look for the loan with the lowest annual percentage rate (APR) for the amount and repayment period you want. The APR takes into account the cost of interest on the loan and any set up fees or charges.
CHEAP UNSECURED PERSONAL LOANS
Mengintip Tante, Sejak tinggal dirumah nenek, aku bener-bener dimanja soal sex, juga soal duit. Sampai suatu ketika rumah nenek kedatangan tamu dari Manado, namanya Tante Wine. Menurut nenek Tante Wine ini tinggalnya di desa jadi agak kolot gitu. Tapi pas pertama dikenalkan, aku tidak melihat wajah desa dari Tante Wine. Raut muka yang cantik (nggak berbeda jauh dengan nenek Elsa) dengan postur yang semampai lagipula putih bersih membuat orang tidak mengira kalau Tante Wine adalah wanita desa. Satu-satunya yang bisa meyakinkan kalau Tante Wine orang desa adalah logat bahasanya yang bener-bener medok. Simak kelanjutan cerita sex bonus mengintip tante hanya di warung jepang.
Akupun langsung akrab dengan Tante Wine karena orangnya lucu dan suka humor. Bahkan aku sering ngeledek karena dialeknya yang ngampung itu. Wajahnya keliatan agak Indo dengan tinggi kutaksir 162 cm. Pinggangnya langsing, lebih langsing dari nenek Elsa, dan yang bikin pikiran kacau adalah buah dadanya yang lumayan gede. Aku nggak tau persis ukurannya tapi cukup besar untuk menyembul dari balik daster.
Pikiran kotorku mulai bermain dan mengira-ngira. Apakah Tante Wine haus sex seperti kakaknya? Kalau kakaknya mau kenapa adiknya nggak dicoba? Akan merupakan sebuah pengalaman sex yang seru kalo aku bisa menidurinya. Pikiran-pikiran seperti itu berkecamuk dibenak kotorku. Apalagi dengan bisanya aku tidur dengan nenekku, (dan banyak wanita STW) rasanya semua wanita yang umurnya diatas 35 kuanggap akan lebih mudah ditiduri, hanya dengan sedikit pujian dan rayuan.
Dirumah, nenek Elsa sudah beberapa kali wanti-wanti padaku jangan sampe aku perlakukan Tante Wine sama sepertinya, rupanya Elsa cemburu karena ngeliat kemingkinan itu ada. Sampai suatu ketika nenek sedang pergi dengan kakek ke Surabaya selama dua hari. Sehari sebelum berangkat aku sempat melampiaskan nafsuku bersama Elsa di sebuah motel deket rumah, biar aman. Disana sekali lagi nenek Elsa wanti-wanti. Aku mengiyakan, aku bersusaha meyakinkan.
Setelah nenek dan kakek berangkat aku mulai menyusun rencana. Dirumah tinggal aku, Tante Wine dan seorang pembantu. Hari pertama niatku belom berhasil. Bebeapa kali aku menggoda Tante Wine dengan cerita-cerita menjuurus porno tapi Tante nggak bergeming. Saking nggak tahan nafsu ingin menyetubuhi Tante Wine, malamnya aku coba mengintip saat dia mandi. Dibelakang kamar mandi aku meletakkan kursi dan berencana mengintip dari lubang ventilasi.
Hari mulai malam ketika Tante Wine masuk kamar mandi, aku memutar kebelakang dan mulai melihat aktifitas seorang wanita cantik didalam kamar mandi. Perlahan kulihat Tante Wine menanggalkan daster merah jambunya dan menggantungkan di gantungan. Ups! Ternyata Tante Wine tidak memakai apa-apa lagi dibalik daster tadi. Putih mulus yang kuidam0idamkan kini terhampar jelas dibalik lubang fentilasi. Pertama Tante Wine membasuk wajahnya. Sejenak dia bengong dan tiba-tiba tangannya mengelus-elus lehernya, lama. Perlahan tangan itu mulai merambah buah dadanya yang besar. Aku berdebar, lututku gemetaran melihat adegan sensual didalam kamar mandi. Jemari Tante Wine menjeljah setiap jengkal tubuhnya yang indah dan berhenti diselangkangannya. Badan Tante Wine bergetar dan dengan mata mengatup dia sedikit mengerang ohh! Dan tubuhnya kelihatan melemas. Dia orgasme. Begitu cepatkah? Karena Mr. Happy-ku juga sudah menggeliat-geliat, aku menuntaskan nafsuku dibelakang kamar mandi dengan mata masih memandang ke dalam. Nggak sadar aku juga mengerang dan spermaku terbang jauh melayang.
Dalam beberapa detik aku memejamkan mata menahan sensasi kenikmatan. Ketika kubuka mata, wajah cantik Tante Wine sedang mendongak menatapku. Wah ketahuan nih. Belum sempat aku bereaksi ingin kabur, dari dalam kamar mandi Tante Wine memanggilku lirih.
“Andy, nggak baik mengintip,” kata tante Wine.
“Ma ma maafin,” jawabku gagap.
“Nggak apa-apa, dari pada disitu mendingan..,” kata Tante Wine lagi sambil tangannya melambai dan menunjuk arah ke dalam kamar mandi.
Aku paham maksudnya, dia memintaku masuk kedalam. Tanpa hitungan ketiga aku langsung loncat dan berlari memutar kedalam rumah dan sekejab aku sudah stand by di depan pintu kamar mandi. Smataku sedikit melongok sekeliling takut ketahuan pembantu. Hampir bersamaan pintu kamar mandi terbuka dan aku bergegas masuk. Kulihat Tante Wine melilitkan handuk ditubuhnya. Tapi karena handuknya agak kecil maka paha mulusnya jelas terlihat, putih dan sangat menggairahkan.
“Kamu pake ngitip aku segala,” ujar Tante Wine.
“Aku kan nggak enak kalo mau ngomong langsung, bisa-bisa aku di tampar, hahaha,” balasku.
Tante Wine memandangku tajam dan dia kemudian menerkam mulutku. Dengan busanya dia mencumbuku. Bibir, leher, tengkuk dan dadaku nggak lepas dari sapuan lidah dan bibirnya. Melihat aksi ini nggak ada rasa kalo Tante Wine tuh orang desa. Ternyata keahlian nge-sex itu tak memandang desa atau kota ya.
Sekali sentak kutarik handuknya dan wow! Pemandangan indah yang tadi masih jauh dari jangkauan kini bener-bener dekat, bahkat menempel ditubuhku. Dalam posisi masih berdiri kemudian Tante Wine membungkuk dan melahap Mr. happy yang sudah tegak kembali. Lama aku dihisapnya, nikat sekali rasanya. Tante Wine lebih rakus dari nenek Elsa. Atau mungkin disinilah letak ‘kampungan’nya, liar dan buas. Bebrapa detik kemudian setelah puas mengisapku, tante Wine mengambil duduk dibibir bak mandi dan menarik wajahku. Kutau maksudnya. Segera kusibakkan rambut indah diselangkangannya dan bibir merah labia mayora menantangku untuk dijilat. Jilatanku kemudian membuat Tante Wine menggelepar. Erangan demi erangan keluar dari mulut Tante Wine.
“Andi kamu hebat, pantesan si Elsa puas selalu,” cerocos Tante Wine.
“Emangnya Tante Wine tau?” jawabku disela aktifitas menjilat.
“Ya nenekmu itu cerita. Dan sebelum ke Surabaya dia wanti-wanti jangan menggodaku, dia cemburu tuh,” balas Tante Wine.
Ups, rupanya rahasiaku sudah terbongkar. Kuangkat wajahku, lidahku menjalar menyapu setiap jengkal kulit putih mulus Tante Wine.
“Sedari awal aku sudah tau kamu mengintip, tapi kubiarkan saja, bahkan kusengaja aja tadi pura-pura orgasme untuk memancingmu, padahal sih aku belum keluar tadi, heheh kamu tertipu ya, tapi Ndy, sekarang masukin yuk, aku bener-bener nggak tahan mau keluar,” kata Tante Wine lagi.
Aku sedikit malu juga ketahuan mengintip tadi.
Masih dalam posisi jongkok di bibir bak mandi, kuarahkan Mr. happy ke vaginanya. Tante Wine mengerang dan merem melek setiap kuenjot dengan batang kemaluanku yang sudah besar dan memerah. Lama kami bertarung dalam posisi ini, sesekali dia menarik tubuhku biar lebih dalam. Setelah puas dengan sensasi ini kami coba ganti posisi. Kali ini dalam posisi dua-duanya berdiri, kaki kanannya diangkat dan diletakkan diatas toilet. Agak sedikit menyamping kuarahkan Mr. Happy ke vaginanya. Dengan posisi ini kerasa banget gigitan vaginanya ketiga kuenjot keluar masuk. Kami berpelukan dan berciuman sementara Mr. Happy masih tetep aktif keluar masuk.
Puas dengan gaya itu kami coba mengganti posisi. Kali ini doggie style. Sambil membungkuk, tante Wine menopangkan tangan di bak mandi dan dari belakangnya kumasukkan kemaluanku. Uhh terasa nikmatnya karena batang Mr. Happy seakan dijepit dengan daging yang kenyal. Kutepuk tepuk pantatnya yang mulus dan berisi. Tante Wine mendesis-desis seperti kepedesan. Lama kami mengeksplorasi gaya ini.
Dalam beberapa menit kemudian Tante Wine memintaku untuk tiduran di lantai kamar mandi. Walaupun agak enggan, kulakuin juga maunya, tapi aku tidak bener-bener tiduran karena punggungku kusenderkan didinding sementara kakiku selonjoran. Dan dalam posisi begitu aku disergapnya dengan kaki mengangkangi tubuhku. Dan perlahan tangan kanannya memegang Mr. Happy, sedikit dikocoknya dan diarahkan ke vagina yang sudah membengkak. Sedetik kemudian dia sudah naik turun diatas tubuhku. Rupanya Tante Wine sangat menikmati posisi ini. Buktinya matanya terpejam dan desisannya menguat.
Lama kubiarkan dia menikmati gaya ini. Sesekali kucium bibirnya dan kumainkan pentil buah dadanya. Dia mengerang nikmat. Dan sejenak tiba-tiba raut mukanya berubah rona.
Dia meringis, mengerang dan berteriak.
“Ndy, aku mau nyampe nih, oh, oh, oh, ah, ah nikmatnya,” erangnya.
Tangannya meraih tubuhku dan aku dipeluknya erat. Tubuhnya menggeliat-geliat panas sekali.
“Ohh,” ditingkah erangan itu, kemudian tubuhnya melemah dipangkuanku.
Dalam hatiku curang juga nih Tante, masak aku dibiarkan tidak tuntas. Masih dalam posisi lemas, tubuhnya kutelentangkan di lantai kamar mandi tanpa mencabut mr happy dari vaginanya. Dan perlahan mulai kuenjot lagi. Dia mengerang lagi mendapatkan sensasi susulan. Uh tante Wine memang dahsyat, baru sebentar lunglai sekarang sudah galak lagi. Pinggulnya sudah bisa mengikuti alur irama goyanganku. Lama kami menikmati alunan irama seperti itu, kini giliranku mau sampai.
“Tante aku mau keluarin ya”, kataku menahan gejolak, bergetar suaraku.
“Sama-sama ya Ndy, aku mau lagi nih, ayo, yok keluarin, yok, ahh”.
Dibalik erangannya, akupun melolong seperti megap-megap. Sejurus kemudian kami sudah berpelukan lemas dilantai kamar mandi. Persetan dengan lantai ini, bersih atau nggak, emangnya gue pikirin. Kayaknya aku tertidur sejenak dan ketika sadar aku segera mengangkat tubuh Tante Wine dan kamipun mandi bersama.
Selesai mandi, kami bingung gimana harus keluar dari kamar mandi. Takut Bi Ijah tau. Kubiarkan Tante Wine yang keluar duluan, setelah aman aku menyusul kemudian. Namun bukannya kami kekamar masing-masing, Tante Wine langsung menysul ke kamarku setelah mengenakan daster. Aku yang masih telanjang di kamarku langsung disergapnya lagi. Dan kami melanjutkan babak babak berikutnya. Malam itu kami habiskan dengan penuh nafsu membara. Kuhitung ada sekitar 7 kali kami keluar bersama. Aku sendiri heran kenapa aku bisa orgasme sebanyak itu. Walaupun di ronde-ronde terakhir spermaku sudah tidak keluar lagi, tapi rasa puas karena multi orgasme tetap jadi sensasi.
Selama 2 hari nenek Elsa di Surabaya, aku habiskan segala kemampuan sexualku dengan Tante Wine. Sejak kejadian itu masih ada sebulan tante Wine tinggal dirumah nenek Elsa. Selama itu pula aku kucing-kucingan bermain cinta. Aku harus melayani nenek Elsa dan juga bermain cinta dengan Tante Wine. Semua pengalaman itu nyata kualami. Aku nggak merasa capek harus melayani dua wanita STW yang dua-duanya punya nafsu tinggi karena aku juga menikmatinya.
Akupun langsung akrab dengan Tante Wine karena orangnya lucu dan suka humor. Bahkan aku sering ngeledek karena dialeknya yang ngampung itu. Wajahnya keliatan agak Indo dengan tinggi kutaksir 162 cm. Pinggangnya langsing, lebih langsing dari nenek Elsa, dan yang bikin pikiran kacau adalah buah dadanya yang lumayan gede. Aku nggak tau persis ukurannya tapi cukup besar untuk menyembul dari balik daster.
Pikiran kotorku mulai bermain dan mengira-ngira. Apakah Tante Wine haus sex seperti kakaknya? Kalau kakaknya mau kenapa adiknya nggak dicoba? Akan merupakan sebuah pengalaman sex yang seru kalo aku bisa menidurinya. Pikiran-pikiran seperti itu berkecamuk dibenak kotorku. Apalagi dengan bisanya aku tidur dengan nenekku, (dan banyak wanita STW) rasanya semua wanita yang umurnya diatas 35 kuanggap akan lebih mudah ditiduri, hanya dengan sedikit pujian dan rayuan.
Dirumah, nenek Elsa sudah beberapa kali wanti-wanti padaku jangan sampe aku perlakukan Tante Wine sama sepertinya, rupanya Elsa cemburu karena ngeliat kemingkinan itu ada. Sampai suatu ketika nenek sedang pergi dengan kakek ke Surabaya selama dua hari. Sehari sebelum berangkat aku sempat melampiaskan nafsuku bersama Elsa di sebuah motel deket rumah, biar aman. Disana sekali lagi nenek Elsa wanti-wanti. Aku mengiyakan, aku bersusaha meyakinkan.
Setelah nenek dan kakek berangkat aku mulai menyusun rencana. Dirumah tinggal aku, Tante Wine dan seorang pembantu. Hari pertama niatku belom berhasil. Bebeapa kali aku menggoda Tante Wine dengan cerita-cerita menjuurus porno tapi Tante nggak bergeming. Saking nggak tahan nafsu ingin menyetubuhi Tante Wine, malamnya aku coba mengintip saat dia mandi. Dibelakang kamar mandi aku meletakkan kursi dan berencana mengintip dari lubang ventilasi.
Hari mulai malam ketika Tante Wine masuk kamar mandi, aku memutar kebelakang dan mulai melihat aktifitas seorang wanita cantik didalam kamar mandi. Perlahan kulihat Tante Wine menanggalkan daster merah jambunya dan menggantungkan di gantungan. Ups! Ternyata Tante Wine tidak memakai apa-apa lagi dibalik daster tadi. Putih mulus yang kuidam0idamkan kini terhampar jelas dibalik lubang fentilasi. Pertama Tante Wine membasuk wajahnya. Sejenak dia bengong dan tiba-tiba tangannya mengelus-elus lehernya, lama. Perlahan tangan itu mulai merambah buah dadanya yang besar. Aku berdebar, lututku gemetaran melihat adegan sensual didalam kamar mandi. Jemari Tante Wine menjeljah setiap jengkal tubuhnya yang indah dan berhenti diselangkangannya. Badan Tante Wine bergetar dan dengan mata mengatup dia sedikit mengerang ohh! Dan tubuhnya kelihatan melemas. Dia orgasme. Begitu cepatkah? Karena Mr. Happy-ku juga sudah menggeliat-geliat, aku menuntaskan nafsuku dibelakang kamar mandi dengan mata masih memandang ke dalam. Nggak sadar aku juga mengerang dan spermaku terbang jauh melayang.
Dalam beberapa detik aku memejamkan mata menahan sensasi kenikmatan. Ketika kubuka mata, wajah cantik Tante Wine sedang mendongak menatapku. Wah ketahuan nih. Belum sempat aku bereaksi ingin kabur, dari dalam kamar mandi Tante Wine memanggilku lirih.
“Andy, nggak baik mengintip,” kata tante Wine.
“Ma ma maafin,” jawabku gagap.
“Nggak apa-apa, dari pada disitu mendingan..,” kata Tante Wine lagi sambil tangannya melambai dan menunjuk arah ke dalam kamar mandi.
Aku paham maksudnya, dia memintaku masuk kedalam. Tanpa hitungan ketiga aku langsung loncat dan berlari memutar kedalam rumah dan sekejab aku sudah stand by di depan pintu kamar mandi. Smataku sedikit melongok sekeliling takut ketahuan pembantu. Hampir bersamaan pintu kamar mandi terbuka dan aku bergegas masuk. Kulihat Tante Wine melilitkan handuk ditubuhnya. Tapi karena handuknya agak kecil maka paha mulusnya jelas terlihat, putih dan sangat menggairahkan.
“Kamu pake ngitip aku segala,” ujar Tante Wine.
“Aku kan nggak enak kalo mau ngomong langsung, bisa-bisa aku di tampar, hahaha,” balasku.
Tante Wine memandangku tajam dan dia kemudian menerkam mulutku. Dengan busanya dia mencumbuku. Bibir, leher, tengkuk dan dadaku nggak lepas dari sapuan lidah dan bibirnya. Melihat aksi ini nggak ada rasa kalo Tante Wine tuh orang desa. Ternyata keahlian nge-sex itu tak memandang desa atau kota ya.
Sekali sentak kutarik handuknya dan wow! Pemandangan indah yang tadi masih jauh dari jangkauan kini bener-bener dekat, bahkat menempel ditubuhku. Dalam posisi masih berdiri kemudian Tante Wine membungkuk dan melahap Mr. happy yang sudah tegak kembali. Lama aku dihisapnya, nikat sekali rasanya. Tante Wine lebih rakus dari nenek Elsa. Atau mungkin disinilah letak ‘kampungan’nya, liar dan buas. Bebrapa detik kemudian setelah puas mengisapku, tante Wine mengambil duduk dibibir bak mandi dan menarik wajahku. Kutau maksudnya. Segera kusibakkan rambut indah diselangkangannya dan bibir merah labia mayora menantangku untuk dijilat. Jilatanku kemudian membuat Tante Wine menggelepar. Erangan demi erangan keluar dari mulut Tante Wine.
“Andi kamu hebat, pantesan si Elsa puas selalu,” cerocos Tante Wine.
“Emangnya Tante Wine tau?” jawabku disela aktifitas menjilat.
“Ya nenekmu itu cerita. Dan sebelum ke Surabaya dia wanti-wanti jangan menggodaku, dia cemburu tuh,” balas Tante Wine.
Ups, rupanya rahasiaku sudah terbongkar. Kuangkat wajahku, lidahku menjalar menyapu setiap jengkal kulit putih mulus Tante Wine.
“Sedari awal aku sudah tau kamu mengintip, tapi kubiarkan saja, bahkan kusengaja aja tadi pura-pura orgasme untuk memancingmu, padahal sih aku belum keluar tadi, heheh kamu tertipu ya, tapi Ndy, sekarang masukin yuk, aku bener-bener nggak tahan mau keluar,” kata Tante Wine lagi.
Aku sedikit malu juga ketahuan mengintip tadi.
Masih dalam posisi jongkok di bibir bak mandi, kuarahkan Mr. happy ke vaginanya. Tante Wine mengerang dan merem melek setiap kuenjot dengan batang kemaluanku yang sudah besar dan memerah. Lama kami bertarung dalam posisi ini, sesekali dia menarik tubuhku biar lebih dalam. Setelah puas dengan sensasi ini kami coba ganti posisi. Kali ini dalam posisi dua-duanya berdiri, kaki kanannya diangkat dan diletakkan diatas toilet. Agak sedikit menyamping kuarahkan Mr. Happy ke vaginanya. Dengan posisi ini kerasa banget gigitan vaginanya ketiga kuenjot keluar masuk. Kami berpelukan dan berciuman sementara Mr. Happy masih tetep aktif keluar masuk.
Puas dengan gaya itu kami coba mengganti posisi. Kali ini doggie style. Sambil membungkuk, tante Wine menopangkan tangan di bak mandi dan dari belakangnya kumasukkan kemaluanku. Uhh terasa nikmatnya karena batang Mr. Happy seakan dijepit dengan daging yang kenyal. Kutepuk tepuk pantatnya yang mulus dan berisi. Tante Wine mendesis-desis seperti kepedesan. Lama kami mengeksplorasi gaya ini.
Dalam beberapa menit kemudian Tante Wine memintaku untuk tiduran di lantai kamar mandi. Walaupun agak enggan, kulakuin juga maunya, tapi aku tidak bener-bener tiduran karena punggungku kusenderkan didinding sementara kakiku selonjoran. Dan dalam posisi begitu aku disergapnya dengan kaki mengangkangi tubuhku. Dan perlahan tangan kanannya memegang Mr. Happy, sedikit dikocoknya dan diarahkan ke vagina yang sudah membengkak. Sedetik kemudian dia sudah naik turun diatas tubuhku. Rupanya Tante Wine sangat menikmati posisi ini. Buktinya matanya terpejam dan desisannya menguat.
Lama kubiarkan dia menikmati gaya ini. Sesekali kucium bibirnya dan kumainkan pentil buah dadanya. Dia mengerang nikmat. Dan sejenak tiba-tiba raut mukanya berubah rona.
Dia meringis, mengerang dan berteriak.
“Ndy, aku mau nyampe nih, oh, oh, oh, ah, ah nikmatnya,” erangnya.
Tangannya meraih tubuhku dan aku dipeluknya erat. Tubuhnya menggeliat-geliat panas sekali.
“Ohh,” ditingkah erangan itu, kemudian tubuhnya melemah dipangkuanku.
Dalam hatiku curang juga nih Tante, masak aku dibiarkan tidak tuntas. Masih dalam posisi lemas, tubuhnya kutelentangkan di lantai kamar mandi tanpa mencabut mr happy dari vaginanya. Dan perlahan mulai kuenjot lagi. Dia mengerang lagi mendapatkan sensasi susulan. Uh tante Wine memang dahsyat, baru sebentar lunglai sekarang sudah galak lagi. Pinggulnya sudah bisa mengikuti alur irama goyanganku. Lama kami menikmati alunan irama seperti itu, kini giliranku mau sampai.
“Tante aku mau keluarin ya”, kataku menahan gejolak, bergetar suaraku.
“Sama-sama ya Ndy, aku mau lagi nih, ayo, yok keluarin, yok, ahh”.
Dibalik erangannya, akupun melolong seperti megap-megap. Sejurus kemudian kami sudah berpelukan lemas dilantai kamar mandi. Persetan dengan lantai ini, bersih atau nggak, emangnya gue pikirin. Kayaknya aku tertidur sejenak dan ketika sadar aku segera mengangkat tubuh Tante Wine dan kamipun mandi bersama.
Selesai mandi, kami bingung gimana harus keluar dari kamar mandi. Takut Bi Ijah tau. Kubiarkan Tante Wine yang keluar duluan, setelah aman aku menyusul kemudian. Namun bukannya kami kekamar masing-masing, Tante Wine langsung menysul ke kamarku setelah mengenakan daster. Aku yang masih telanjang di kamarku langsung disergapnya lagi. Dan kami melanjutkan babak babak berikutnya. Malam itu kami habiskan dengan penuh nafsu membara. Kuhitung ada sekitar 7 kali kami keluar bersama. Aku sendiri heran kenapa aku bisa orgasme sebanyak itu. Walaupun di ronde-ronde terakhir spermaku sudah tidak keluar lagi, tapi rasa puas karena multi orgasme tetap jadi sensasi.
Selama 2 hari nenek Elsa di Surabaya, aku habiskan segala kemampuan sexualku dengan Tante Wine. Sejak kejadian itu masih ada sebulan tante Wine tinggal dirumah nenek Elsa. Selama itu pula aku kucing-kucingan bermain cinta. Aku harus melayani nenek Elsa dan juga bermain cinta dengan Tante Wine. Semua pengalaman itu nyata kualami. Aku nggak merasa capek harus melayani dua wanita STW yang dua-duanya punya nafsu tinggi karena aku juga menikmatinya.
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